How to avoid those ridiculous overseas conversion charges on your credit card

In a well researched article at Australian Business Traveler, they have come up with some solutions for that perennial problem of trying to avoid high charges for converting your currency, or using your credit cards while overseas.  You can read the full article here.

Basically these are cards provided by financial institutions that you can load up with a currency (sometimes multiple) at a set exchange rate (like the US$ when it is over AU$1.05!)

No solution as you will find is perfect, but some are more perfect than others.

Now all the telco's need to do is to find a similar solution to the ridiculous charges for data and international roaming when out of Australia.